Drive top of wallet with merchant-funded offers

Increase share of spend by providing customers everyday value from America's largest discount network with more than 1 million locations to eat, play, shop, and travel, right at the payment moment... #noofferwalls.

Virtually all consumers are looking to save money on their everyday purchases, making discounts a universally appealing member benefit.

Playbook overview

Portfolio opportunity

97%¹ of consumers state that they look for a discount when they shop.

Customers save an estimated $1,628 annually by taking advantage of America's largest discount network².

Playbook summary

With pre-built integrations into America's leading discounts and rewards networks, the Flow platform orchestrates and automatically presents at the payment moment the next best offer based on the customer purchase history.

Own the Payment Moment

ScheduLe a Portfolio assessment

Payments are 100% signal, no noise.

We provide an intuitive and powerful platform built on top of any payment feed. Enabling you to engage with your customers, multiple times a day, based on your customer’s real-time payment behavior.

Level up with Flow

As a portfolio manager, your job is to drive every month on book to earn previously untapped revenue. Flow delivers a full-service marketing engine, driving audience specific usage programs.

Assess your portfolio

To get started, we will conduct an in-depth discovery session with you, assess your audience, and create the right engagements to reach your targets.

How does it work?

A technology-first approach to payments and finance

At the payment moment

Flow sets the foundation that enables a payment transaction to trigger a payment notification and Flow's engagement mechanic from the issuer's mobile app.

Seamless Experience

Engagement mechanic selected by issuer from available moments, formatted to brand standards, and delivered in real time.

Secure for you and your customer

Merchant receipt is encrypted and archived, while receipt alert is sent to issuer to retrieve, decrypt, and present the receipt in the app.

¹ Hawk Incentives Research ² Access Development