Engage low transactors to increase share of spend

Increasing acquisition costs, decreasing new account applications, and low existing customer engagement are creating major challenges for portfolio growth. Engage your customers to reacquire them before they churn.

Playbook overview

Portfolio opportunity

Using Flows analytical engine, we identify current customers usage trends across cards, products, and services. Identifying characteristics, we create dynamic customer segments.

Playbook summary

Through a series of digital nudges and activation mechanics, Flow's platform guides and rewards the customer for taking incremental transactional steps and engagement to rekindle the relationship and later enable to sell whole of bank value.

Own the Payment Moment

ScheduLe a Portfolio assessment

Payments are 100% signal, no noise.

We provide an intuitive and powerful platform built on top of any payment feed. Enabling you to engage with your customers, multiple times a day, based on your customer’s real-time payment behavior.

Level up with Flow

As a portfolio manager, your job is to drive every month on book to earn previously untapped revenue. Flow delivers a full-service marketing engine, driving audience specific usage programs.

Assess your portfolio

To get started, we will conduct an in-depth discovery session with you, assess your audience, and create the right engagements to reach your targets.

How does it work?

A technology-first approach to payments and finance

At the payment moment

Flow sets the foundation that enables a payment transaction to trigger a payment notification and Flow's engagement mechanic from the issuer's mobile app.

Seamless Experience

Engagement mechanic selected by issuer from available moments, formatted to brand standards, and delivered in real time.

Secure for you and your customer

Merchant receipt is encrypted and archived, while receipt alert is sent to issuer to retrieve, decrypt, and present the receipt in the app.