Drive Revenue with
Payment Moments.

Existing customers account for 95% of all growth. Flow makes it easy for portfolio owners and marketers to retain cardholders and drive incremental revenue with Flow's no-code platform built specifically for financial institutions.

Unlock the value of your payment data

Payment Moments allows you to engage your customers when they are most engaged with you, at the right place, right time, every day.
higher engagement rates than traditional email campaigns
of customers engage within 60 seconds of the payment moment

Upgrade your payments to drive desired behavior

+47 %

increase for cardholders with <5 txns/month

31 %

customer engagement rate

88 days

from discovery to the first engagement

Meet The Platform
Unlock the potential of your payment data without the need for engineers or data scientists.

Flow provides a turnkey platform that enables you to stay one step ahead and engage your customers with their next best action at every stage of their customer journey.

Build Audiences

Target your biggest and most profitable portfolio opportunities with AI. Flow builds unique customer profiles and segments based on their payment history. Choose from Flow AI audience suggestions or sync your own custom audiences from your CDPs or CRM systems.

Launch Payment Moments

Launch in minutes by leveraging Flows pre-built library of payment moments that are fully customized to your brand, tone, look and feel without any engineering support. Accelerate growth through A/B tests, preview and publish instantly to your target audiences.

Measure Impact

Prove results with incremental revenue growth. Show the increase in transaction behavior, reduction in churn, up-sell and cross-sell revenue. Flow makes it easy to track and prove success in real-time through powerful dashboards.

How We Integrate

Pre-built integrations available so you can launch in 24hrs

Simple to integrate

Integrate seamlessly into your existing payment stack and mobile banking app.

Dynamic cloud configuration

You decide what your customer sees. Each payment moment is built in real-time to your brand – visually and verbally – taking it beyond the typical transaction notifications.

Fast and Secure

Launch with limited development effort when you work with our growing list of partners.


Simple business-user controls and administration with turn-on, turn-off controls. All services are priced for performance. Pay only for what you use.

Ready to own the payment moment?

Schedule A Demo